I didn't know how inexpensive it was, and I definitely didn't know it might not be available to us later. I've heard it said, "you don't know what you don't know." So I want to make sure you are all informed.
When my wife and I married almost 35 years ago and started having kids, we, like many of you, purchased life insurance in case something happened. With the plan, we also purchased child riders of $5000 for the children. I know starting out, sometimes money is very tight. It was no different for us. At that time, we thought the riders would be enough and the best for our children. We did not think anything more of it until it was too late to do anything.
You see, my youngest daughter was diagnosed with Type 1 Diabetes about 17 years ago when she was 13 years old. That means she would now be uninsurable. We quickly realized that the best time to buy insurance is when we are younger and healthier - and you can't get younger or healthier than most of our children and grandchildren.
As a parent and grandparent we all want to protect our children and grandchildren and help them in life as much as we can. I am encouraging you to take a look at protecting your loved ones at a very inexpensive cost. What better way to help than giving your children their first policy to take with them through life.
I now have all of my grandchildren insured with Whole Life policies for only $38.00 a month. These are policies they will be able to take over at the same price or add to them when they get older. So, on average, $10 a month per child is very affordable. Don't put it off and wish you hadn't like I did.
If you're interested in how you can get the ones you love protected for life, call me at 205-718-8687 or email me at Charlie@covenantinsure.com.