April 20, 2019

Half the Winnings - None of the Risk

What if you could show up to a Casino, sit down to a table (any game will do) and start playing without putting up a dime of your own money. Now, here's the deal. If you win, you keep 54% of the winnings. But, you can't lose. Would y...

March 7, 2018

Why I joined the Covenant Team

I felt so blessed that the door opened for me to work for a company where I can ...

Keep my family as my first priority. I worked in the finance industry for years before I had my two daughters, but have never seen a company so family-orie...

October 24, 2017

I didn't know how inexpensive it was, and I definitely didn't know it might not be available to us later. I've heard it said, "you don't know what you don't know." So I want to make sure you are all informed.


When my wife and I married almost 35 years ago and started h...

May 18, 2017

One of the driving factors behind starting this business in the first place was a better way to love my family. I realized with 2 young children at home that I needed to be in a position to love them better. 

Don't get me wrong, I loved what I did before - I was a pasto...

May 11, 2017

Meet Jim and Bill. They're friends. 

Jim has a life insurance policy at work. It pays $50,000 to his loved ones if he passes away. He thinks he's covered. 

Bill has a life insurance policy at work. It pays $50,000 to his loved ones if he passes away. He knows his family...

May 5, 2017

You're probably thinking, "yeah, but that'll never happen". I can understand your thinking that. Doctor and hospital bills are just a part of our everyday lives. But, once you're in retirement you'll find it's quite possible - if you can navigate the confusion of Medic...

March 24, 2017

Cover the costs associated with skilled nursing care by purchasing a life insurance policy on your parents.

March 12, 2017

Whether you're part of a single income or dual income family if something were to happen to that income things would get tough. So why is it that so few actually insure that income? Some estimates say that less than 40% of Americans have coverage. I think the answer is...

March 8, 2017

If there's one thing we can all agree on it's that Medicare can be pretty complicated. It's certainly not something I could fully explain the next 300-400 words. But, I can help you make some sense out of one of the most important decisions you'll make in the Medicare...

March 7, 2017

Term is cheap, but expires. Permanent costs more, but never expires. Depending on your budget and needs one may fit better than the other, or it could be that a blend is the right fit for you. 

Term Life Insurance

First, let's talk about term life insurance. I'm a big fa...

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Protect what lasts.
Life - Health - Employee Benefits - Medicare

200 Office Park Drive, Suite 312

Birmingham, AL 35223

205-900-3019

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